(712) 277-2424 | (800) 763-1897
Our mission is to Inspire,
Value and Demonstrate Integrity
while building relationships.
Photo of Kira Oregon, Director of Health Initiatives, IBC
SIOUX CITY | You don't have to pull a chain of shopping carts loaded with cinder blocks up a steep hill or sprint down store aisles wearing a resistance parachute like the "Crazy Target Lady" to prepare for Black Friday.
The red jumpsuit-wearing woman, who appeared in holiday commercials for the retailer a few years back, hasn't been heard from since. The promotional frenzy must have gotten to her.
But Kira Oregon, director of health initiatives for Innovative Business Consultants, said there are some things you can do to maintain your health and sanity amid the long lines, stampedes and chaos that are an annual tradition for many Americans.
GET SOME SLEEP
Since some retailers will open their doors as early as 4 p.m. Thanksgiving Day, you could technically shop around the clock.
Oregon recommends taking a long nap, at minimum, after your Thanksgiving meal. She said you really should get seven to eight hours of sleep Wednesday night to be at your best.
"Certainly our risk of injury, accidents and illness goes up when we're lacking in sleep," she said.
PLAN YOUR BUDGET
Oregon said you should make a budget before you head out the door and adhere to it to alleviate financial stress. Saving for Christmas gifts ideally should have taken place months earlier, she said.
"It's just not worth that extra stress of overextending ourselves financially or going into debt for something that's truly beyond our means," she said.
Organize coupons and gift cards so you know where they are when you need them. Taking a few extra minutes now will save you money and time later.
If you don't have much purchasing power this year, Oregon said you should consider making gifts to spread the holiday joy.
Social media websites such as Pinterest can offer tips.
"Some very creative ideas use things that people either give them or donate, so it's the cost of their time," she said. "Sometimes it's important to think not so much about purchasing something from a retailer. Maybe it's somehow a gift of time or talent."
WHAT TO WEAR
Look at the forecast and consider whether you'll be spending your time in an enclosed area, such as a mall, or walking from store to store outside.
If you could find yourself stuck outside in line, Oregon advises wearing clothing that's water repellent, and packing gloves and a hat or headband.
She recommends dressing in layers and wearing comfortable shoes that can be easily slipped off and on, especially if you plan on trying on shoes or boots.
"Keep in mind if it's raining or snowing, you want something that's not going to slip on different surfaces," she said of footwear.
Ladies, what type of purse are you bringing and how are you carrying it?
A cross body bag won't be as easy for a thief to rip off, Oregon said.
"Having hands-free to me is really important," she said.
STAY NOURISHED AND HYDRATED
One of the last things you want to do when your blood sugar is running low is grab a candy bar from the checkout lane. Oregon said bringing a granola bar or a banana from home is a better option.
"They not only help you avoid some of the other treats and store-bought things that way, but also actually help give you better energy to enjoy the day,&quo
IBC is Thankful!
Our staff is so very thankful for all of the many blessings we have in our lives, and we want to pay it forward. Each staff member has been given $100 to use toward a worthy cause by December 11. That evening at the IBC holiday party, each staff member will share with everyone what they used the money for and how it positively impacted others. We are excited to hear what each person did with the funds. Stay tuned!
Fall foliage is beautiful, but not when it builds up in your gutters! Take these tips into account during the cool autumn months.
Have your furnace cleaned and inspected annually by a qualified technician.
Keep flammable materials, including all lawn and power equipment, away from water heaters and wiring in the basement.
Insulate water pipes in areas exposed to cold temperatures, and turn up the thermostat during extra cold periods.
Check for damage to your roof, and clean gutters and downspouts to keep debris from accumulating. This is especially important during the fall season to keep leaves from building up in gutters.
Check and repair caulking around doors and windows that show signs of deterioration.
Check caulking around showers, bathtubs, sinks and toilet bases; and make repairs as needed.
Have your chimney cleaned and maintained annually by a professional.
Clean and/or replace your furnace filter.
Clean the clothes dryer exhaust duct and space under the dryer. Remove all lint, dust, and pieces of material.
Check your electrical outlets for potential fire hazards such as frayed wires or loose-fitting plugs. Be sure not to overload electrical outlets, fuse boxes, extension cords or any other power service.
Keep a multi-purpose fire extinguisher accessible, filled and ready for operation.
Inspect your smoke detectors. Make sure there is one on each floor of your home. Test them monthly, and change the battery annually or as needed.
Taken from: https://www.travelers.com/prepare-prevent/home/home-maintenance/fall-maintenance-tips.aspx
It seems there is a gadget or app for everything! As the winter comes upon us, there are a few more pieces of technology that might help keep your home safe and save you money in insurance premiums!
Automatic Backup Generators: These are hardwired into the home's electrical panels by qualified professionals and are fueled by the existing natural gas or LP line. Because they activate without homeowner intervention during a power outage, it means the temperature in the home (and refrigerator) can remain constant. Otherwise, freezing pipes or food spoilage could occur.
Water Shut-Off Systems: When a whole home system is installed, the technology can sense water flow at the main water line to your home, and detect that there is no water flow in a room with water outlets. When this is detected, an alarm is activated and the water is shut off automatically, preventing extensive damage.
Make sure your home is leveraged to take advantage of these new advances! Call our office to discuss discounts to your homeowners policy for these devices! 712-277-2424
Imagine returning from vacation and your home is cold and the carpet is saturated. The kitchen ceiling is in pieces on the counter and floor. The master bathroom laminate floor looks like a roller coaster. Water is pouring from the cracked toilet and mold is on the wall.
Panic sets in: "Where will I sleep; will insurance cover this?"
While insurance generally covers this type of damage, inconvenience is not covered. You are the one displaced, and you will be responsible to hire and oversee contractors.
Water damage can range from a broken pipe discovered immediately to hundreds of thousands of gallons pouring through your house undetected. The following are preventive measures to help keep water damage at bay.
1. IMPORTANT: Have someone regularly check your house.
2. When leaving for more than a day, turn water off. For city water, flip the valve. Turn off power to a well. Heat can fail. Frozen/broken pipes still run; water left on will cause substantial damage.
3. During winter, turn off supply lines to exterior faucets, including "freeze-less" faucets.
4. When water (inside and out) is turned back on, check whole house for leaks.
5. Change the thermostat batteries annually. TIP: Keep track of changes by writing on tape placed inside cover.
6. Keep heating system vent pipes free of snow/ice buildup.
7. Install a device that notifies you of home temperature drops.
8. Install a device that turns off water when there is a detected drop in pressure.
9. Do not set your thermostat below 50 (follow manufacturer recommendations).
10. Do not rely on auto fill programs to ensure adequate I.P. fuel supply.
11. For extended trips, have plumbing professionally drained, even if sustaining heat in your house.
Taken from Auto Owners Insurance, Insurance Update, October-December 2015
IBC EHS Roundtable
OSHA 30 Hour General Industry Course
IBC's Risk Manager, Aaron Iacino, will be conducting a 4 day OSHA 30 Hour General Industry Course. It will be a 4 day course held at IBC's Safety Center at 617 Water Street.
Dates and times:
March 13, 2019 8:00am-5:00pm
March 15, 2019 8:00am-5:00pm
March 18, 2019 8:00am-5:00pm
March 20, 2019 8:00am-5:00pm
This is a great course for managers and supervisors to learn site hazards and how to correct and prevent them. Please call Aaron Iacino at 712-222-1493 for pricing. RSVP at email@example.com
IBC's 3rd Anuual Safety Conference 'Making Safety the New Norm'
Counter Ambush for Active Shooter Survival
IBC's Counter Ambush for Active Shooter Survival Course will be on March 29, 2019 from 2:00pm-4:00pm at IBC's Safety Center at 617 Water Street.
This course will teach people how to perform a counter ambush on an active shooter. Run, Hide, and Fight are the three steps to surviving an active shooter event. This course focuses on the third and last resort step, Fight.
We will have hands on exercises and drills where everyone who wants to, will perform the latest and greatest counter ambush techniques on a role-playing active shooter. Anyone can perform these drills regardless of physical fitness or prior training.
Price: $20.00 per person
Please call 712-277-2424 or email Angie.firstname.lastname@example.org to register.