Open enrollment is when employees can choose benefits options from their employer, such as health, life, vision and dental insurance. It happens once a year, usually in the fall towards the end of the year. Here are some ways you can begin preparing for open enrollment period. Avoid Information Overload Your employees can only absorb so much information at once, especially …
How Can a Health Coach Benefit You?
You might have heard the term health coach and wondered what they do for your overall health and the benefits they provide for you and your team. They help keep you accountable, ditch bad habits, and help you to adopt new, healthier habits for the long haul. So, could you find value in a health coach? Continue reading to find …
Benefits of Safety Consultant Services
When you’re crafting your safety services program, there are a lot of moving parts that make it possible. Our team creates a cohesive program that identifies the problem and has a strategy in place to reduce or eliminate this issue. Hiring Safety Experts One of the biggest benefits of hiring a safety consultant is the easy access to the expert assistance …
Why You Should Work To Improve Your EMR
There are many different insurance coverages that a general contractor will need to review and analyze for your project: such as builder’s risk insurance and general liability. Work comp insurance is usually the most expensive of the multiple coverages needed for a construction project which is reflected by your EMR (Experience Modification Rating). Most states require contractors to have coverage …
Supporting Employees to Lead a Healthy Life
Our goal is to support your employees and show the benefits of a healthy lifestyle to employers and employees through promoting wellness in workplace activities and environments. Our Preventive Health and Wellness Services With an emphasis on preventive care and individual accountability, IBC will partner with your business to provide the most comprehensive, results-driven health and wellness initiatives in the …
Commercial Insurance
Our commercial insurance department strives to provide the best service possible to our customers. We work with each client 1-on-1 to find the best solutions and coverages for them. We know there’s no “one size fits all” solution, which is why we use a comprehensive, leading-edge approach to develop customized strategies that define objectives and actions to fulfill those objectives. …
Insurance FAQ’s
Insurance can be difficult to understand. When it comes down to it, we just want to know we are protected if anything happens to our families, property or business. But why does it have to be confusing? Let us help you! At IBC we have professionals ready to serve you and answer your questions, anytime. Here are some answers to …
Simple Wellness Tips to Improve Your Health
Products that promote health and wellness can get pretty expensive. This market has grown significantly in the past few years, and it’s only projected to continue. But, health and wellness doesn’t have to be a luxury. And, there are some trends and practices that actually work. Here are five back-to-basics tips you can try today. Simple Wellness Tips Get Activity …
Boat Insurance Guide 101
When it comes to insuring your boat, it’s often best to separate your boat insurance from your homeowner’s policy. Many homeowners’ policies limit or don’t cover marine-specific risks, such as salvage work, wreck removal, pollution or environmental damage; but there are exceptions. Insurance Factors Insurers consider many factors when deciding whether or not to offer a policy. Almost any boat …
How Does Life Insurance Actually Work?
We know life insurance isn’t an easy topic to discuss. And, if you’re reading this while trying to navigate the life insurance policy of a loved one who has passed away, you have our deepest sympathy. How Does Life Insurance Work? To sum it up, you pay for a life insurance policy, and when you die, that policy will pay the designated …
What to Do After a Car Accident
Accidents happen, even to careful drivers. So, what’s the first thing to do after you’ve been in one? Try to remain calm. The post-accident process is fairly straightforward, but it’s not always that easy. Keeping your cool will help you document the wreck thoroughly and accurately. Here are the steps to follow after a car accident. 1. Check for Injuries …
Wellness Tips For The New Year
It takes strength, discipline, and motivation to have a healthy lifestyle. But, once you see the positive changes in your body from mental to physical health you may be more motivated to continue with this lifestyle. If you’ve stopped working out regularly don’t be too hard on yourself. Between illness, changes in family routines, the holidays and so much more …
What to Check Before Renting a Property
Location. This is just one key thing you should consider before signing a lease on a rental property. It’s important to make note of the neighborhood as well as the amenities that are nearby. However, there are lots of other things you should consider as well before renting a property whether that’s an apartment, townhome, house, or other rental. You …
4 Steps to Managing Mental Health Within Your Organization
After the pandemic, it’s important to ensure your employees are well taken care of. You can provide them with resources to help improve their mental health and wellness. We will work with you to create and customize a program best suited for your organization’s needs and goals. Here are 4 steps to managing mental health within your organization! 1. Create …
Guide to Buying Home Insurance
Homeowners insurance isn’t just a luxury; it’s an absolute necessity. That’s not just because it protects your home and possessions against any damage or theft. We’ll walk you through the basics of homeowners insurance policies. Almost all mortgage companies require borrowers to have insurance coverage for the full or fair value of your property (usually the purchase price) and won’t …
