Cyber threats of growing variety hit all sizes of organizations almost daily, from small businesses to the federal government. Those who aren’t anticipating cyber threats and how to take care of them may be pressured to handle an issue when they least expect it. Below are eight reasons you should buy cyber liability insurance. You’re dependent on technology for your …
Customized Employee Benefits Plan
We truly understand the dilemma employers face when wanting to provide a competitive benefits package while costs continue to escalate. IBC staff analyzes the culture of a company along with the needs of the employees to make product recommendations as well as funding alternatives. An extremely important but often overlooked, component of a good employee benefit plan is helping employees …
Be Prepared For Open Enrollment This Year
Open enrollment is your opportunity to make changes to your employee benefits elections and choose health coverage that will protect you and your loved ones for the year ahead. However, if your employer offers some type of health care or child care savings/spending account, you may be missing out on hundreds — if not thousands — in tax savings for …
What Health Coaches Do and How They Can Help You
You might have heard the term health coach and wondered what they exactly do and the benefits they provide. They help keep you accountable, ditch bad habits, and help you to adopt new, healthier habits. So, could you find value in a health coach? Read on to find out more information. What is a Health Coach? A health coach is …
What you need to know about HSA Day
HSA day is to learn about the value an HSA brings to employees. An HSA is a tax-deferred medical savings account that enables employees enrolled in an HDHP (high deductible health plan) to put aside pre-tax dollars to pay for qualified medical expenses. Our goal is to make HSA’s simple and easy to use. This annual event takes place October …
5 Workplace Trends To Look Out For
This past year brought a lot of changes to the work environment. Remote work is one of those new workplace trends. According to a recent Upwork survey, about 1 in 4 Americans (26.7%) will be working remotely in 2021 compared to only 7% of employees having the option to work from home in 2018. Let’s take a look at the top 5 …
Life Insurance 101: The Basics You Need To Know About
I know what you may be thinking, you’ve got your home and auto insurance policies set up and crossed off your list. But what about life insurance? If you haven’t gotten around to it yet, you’re not alone. According to the Ramsey Solutions, “Last year [2020], only 54% of Americans had some form of life insurance in place.” Perhaps you’ve …
4 Things You Should Know About EPLI
You may be asking yourself, what the heck is EPLI? Well, we’re here to tell you it’s quite important. EPLI (employment practices liability insurance) is an additional insurance policy along with your Comprehensive General Liability insurance designed to mitigate your exposure to employment related lawsuits. This makes EPLI a crucial level of coverage for almost any business regardless of size. …
A Plan Built for You – Business Insurance
At IBC we know there’s no “one size fits all” solution when it comes to your personal or business insurance plan, which is why we use a comprehensive, leading-edge approach to customize your plan by defining objectives and the actions needed to fulfill those objectives. Finding the right insurance can be a difficult process. But, our goal is to continually …
The Renters Insurance Guide You Need to Read
It’s 2021. A lot of things have changed quite a bit and that includes how we use our home. Gone are the days when we look for hotels as our main source of residence while traveling. Now we have the luxury of staying at “home”, someone else’s home that is, while we’re away. This is when renters insurance comes into …
