Homeowners insurance isn’t just a luxury; it’s an absolute necessity. That’s not just because it protects your home and possessions against any damage or theft. We’ll walk you through the basics of homeowners insurance policies. Almost all mortgage companies require borrowers to have insurance coverage for the full or fair value of your property (usually the purchase price) and won’t …
Open Enrollment Preparation for Success
Open enrollment is when employees can choose benefits options from their employer, such as health, life, vision and dental insurance. It happens once a year, usually in the fall towards the end of the year. Here are some ways you can begin preparing for open enrollment period. Avoid Information Overload Your employees can only absorb so much information at once, especially …
How Can a Health Coach Benefit You?
You might have heard the term health coach and wondered what they do for your overall health and the benefits they provide for you and your team. They help keep you accountable, ditch bad habits, and help you to adopt new, healthier habits for the long haul. So, could you find value in a health coach? Continue reading to find …
Benefits of Safety Consultant Services
When you’re crafting your safety services program, there are a lot of moving parts that make it possible. Our team creates a cohesive program that identifies the problem and has a strategy in place to reduce or eliminate this issue. Hiring Safety Experts One of the biggest benefits of hiring a safety consultant is the easy access to the expert assistance …
Why You Should Work To Improve Your EMR
There are many different insurance coverages that a general contractor will need to review and analyze for your project: such as builder’s risk insurance and general liability. Work comp insurance is usually the most expensive of the multiple coverages needed for a construction project which is reflected by your EMR (Experience Modification Rating). Most states require contractors to have coverage …
Supporting Employees to Lead a Healthy Life
Our goal is to support your employees and show the benefits of a healthy lifestyle to employers and employees through promoting wellness in workplace activities and environments. Our Preventive Health and Wellness Services With an emphasis on preventive care and individual accountability, IBC will partner with your business to provide the most comprehensive, results-driven health and wellness initiatives in the …
Commercial Insurance
Our commercial insurance department strives to provide the best service possible to our customers. We work with each client 1-on-1 to find the best solutions and coverages for them. We know there’s no “one size fits all” solution, which is why we use a comprehensive, leading-edge approach to develop customized strategies that define objectives and actions to fulfill those objectives. …
Insurance FAQ’s
Insurance can be difficult to understand. When it comes down to it, we just want to know we are protected if anything happens to our families, property or business. But why does it have to be confusing? Let us help you! At IBC we have professionals ready to serve you and answer your questions, anytime. Here are some answers to …
Simple Wellness Tips to Improve Your Health
Products that promote health and wellness can get pretty expensive. This market has grown significantly in the past few years, and it’s only projected to continue. But, health and wellness doesn’t have to be a luxury. And, there are some trends and practices that actually work. Here are five back-to-basics tips you can try today. Simple Wellness Tips Get Activity …
Boat Insurance Guide 101
When it comes to insuring your boat, it’s often best to separate your boat insurance from your homeowner’s policy. Many homeowners’ policies limit or don’t cover marine-specific risks, such as salvage work, wreck removal, pollution or environmental damage; but there are exceptions. Insurance Factors Insurers consider many factors when deciding whether or not to offer a policy. Almost any boat …
